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(Official Seal) <br />Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the <br />person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing <br />debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but <br />only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of <br />this Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />1 -4144, Z ��5. /87' <br />MICHAEL E HARMS Date <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />INDIVIDUAL ACKNOWLEDGMENT <br />The foregoing instrument was acknowledged by MICHAEL E HARMS and RAYDENE F HARMS, before me <br />on February 15, 2018. In witness whereof, I hereunto set my hand and, if applicable, my official seal. <br />My commission expires; <br />9 (9 ol <br />GENERAL NOTARY - State of Nebraska <br />CHRISTINE M. ROOKSTOOL <br />My Comm. Exp. August 24, 2020 <br />NE F HARMS Date <br />NEBRASKA - Single Family - Fennk Mae/Freddie Mae UNIFORM INSTRUMENT <br />© 2004 -2017 Compliance Systems, Inc. 3886d265- 70886660 - 2017.159.3.6 <br />Single Family Real Estate - Security Instrument DL2047 <br />LOAN ORIGINATOR COMPANY NAME: Bank of the West, a California state banking corp. <br />NMLS COMPANY IDENTIFIER: 19116 <br />LOAN ORIGINATOR NAME: Joshua Vogel <br />NMLS ORIGINATOR IDENTIFIER: 1639595 <br />Page 14 of 14 <br />2 01800973 <br />x.1/5 /4 <br />Form 3028 1/01 <br />www.compliancesystems.com <br />Il l II llhh1 I11IIIIA 1 101Ih 1111 111111I11 hI I 111111, 111lh4 1111 hh1lh11 1 Z mh11 <br />