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N <br />—1 <br />W <br />W <br />tionomeimamm <br />• <br />r <br />• <br />THIS INSTRUMENT PREPARED BY: <br />Lisa Logan <br />Bank of the West, a California state banking corp. <br />13505 California St <br />Omaha, NE 68154 <br />LOAN NUMBER: 8802127075 <br />MIN: 100104088021270754 <br />DEED OF TRUST <br />AFTER RECORDING RETURN TO: <br />NE- BBP -LL -P <br />Bank of the West Post Closing <br />13505 California St. <br />Omaha, NE 68154 <br />(Space Above This Line For Recording Data) <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words are defined <br />in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also <br />provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 15, 2018, together with all Riders to <br />this document. <br />(B) "Borrower" is MICHAEL E HARMS and RAYDENE F HARMS, HUSBAND AND WIFE AS JOINT <br />TENANTS, whose address is 2213 S AUGUST ST, GRAND ISLAND , Nebraska 68801, who is /are the <br />trustor(s) under this Security Instrument. <br />(C) "Lender" is Bank of the West, a California state banking corp.. Lender is a Bank organized and existing <br />under the laws of the State of California. Lender's address is 13505 California St, NE- BBP -LL -P, Omaha, <br />Nebraska 68154 . <br />(D) "Trustee" is Bank of the West, a California state banking corp.. <br />(E) "MERS" is the Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address <br />and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. (888)679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated February 15, 2018. The Note states that <br />Borrower owes Lender One Hundred Eighty -seven Thousand and 00 /100 Dollars (U.S. $187,000.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than March 1, 2048. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA - Single Family - Fannie Moe/Freddie Moe UNIFORM INSTRUMENT Form 302E 1101 <br />© 2004 -2017 Compliance Systems, Inc. 3806d265- 70886660 - 2017.159.3.6 <br />Single Family Real Estate • Security Instrument DL2047 Page 1 of 14 www.compliancesystems.com <br />IIIIIIIIIflII�IIIIIIflIIIIIUIIIIIflIIflIlllllfl llfl NIIflIA�In��gflllfl �l IIflIM� pingll�RH =flaN <br />