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Return To:
<br />Denise Myers
<br />P.O. Box 505
<br />Cairo, NE 68824
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<br />Lot One (1), Hanousek Subdivision, Hall County, Nebraska.
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<br />TRUST DEED
<br />THIS DEED OF TRUST is made on cb/Zca f/ l Z , 2018. The Trustor is Don E.
<br />Hanousek, a single person, (hereinafter "Borrower "). "The Trustee is Denise D. Myers, of Myers
<br />Law Office,415 S. High Street, P.O. Box 505, Cairo, Nebraska 68824, ( "Trustee "). The
<br />beneficiaries are Roger D. Hanousek and Sylvia E. Hanousek, husband and wife, 2299 N. Bluff
<br />Center Road, Cairo, NE 68824, (Hereinafter collectively, "Lender "). Borrower owes Lender the
<br />principal sum of Forty Thousand and 00/100 Dollars ($40,000.00). This debt is evidenced by
<br />Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />payment of principal, plus accrued interest, in monthly payments. The Deed of Trust (sometimes
<br />referred to herein as "security instrument ") secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, and all renewals, extensions and modifications; (b) the payment of all other
<br />sums advanced under paragraph 4 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located
<br />in Hall County, Nebraska:
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water
<br />rights and stock and all fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this
<br />Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed
<br />and has the right to grant and convey the Property and that the Property is unencumbered.
<br />Borrower warrants and will defend generally the title to the Property against all claims and
<br />demands, subject to any encumbrances of record.
<br />COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal; Prepayment and Late Charges. Borrower shall promptly pay when
<br />due the principal on the debt evidenced by the Note and any prepayment and late charges due
<br />under the Note. Prepayment of principal or any part thereof, shall not be allowed without the prior
<br />written consent of Lender.
<br />2. Charges; Liens. Borrower shall pay all real estate taxes and assessments attributable
<br />to the Property which may attain priority over this Security Instrument, and leasehold payments or
<br />ground rents, if any.
<br />Borrower shall promptly discharge any lien which has priority over this Security
<br />Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the
<br />lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against
<br />enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the
<br />enforcement of the lien or forfeiture of any part of the Property; or (c) secures from the holder of
<br />the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If
<br />Lender determines that any part of the Property is subject to a lien which may attain priority over
<br />this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall
<br />satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of
<br />notice.
<br />3. Hazard Insurance. If required by Lender, Borrower shall keep any improvements now
<br />existing or hereafter erected on the Property insured against loss by fire, wind, or other natural
<br />disasters, hazards included within the term "extended coverage" and any other hazards for which
<br />Lender requires insurance. This insurance shall be maintained in the amounts and for the periods
<br />that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower
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