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BORROWER AND LENDER AGREE AS FOLLOWS: 201800853 together with all buildings, improvements, fixtures, rights, privileges and appurtenances located thereon or in anywise pertaining thereto, and the rents, issues and profits, reversions and remainders thereof, and such personal property that is attached to the improvements so as to constitute a fixture, including, but not limited to, heating and cooling equipment and together with the homestead or marital interests, if any, which interests are hereby released and waived, all of which, including replacements and additions thereto, is hereby declared to be a part of the real estate secured by the lien of this Deed of Trust and all of the foregoing being referred to herein as the "Property". Borrower owes Lender the total sum of Two Hundred Five Thousand and No /100 Dollars ($205,000.00) evidenced by Borrower's Note of even date herewith (hereinafter referred to as "Debt ") which has a stated maturity date of March 22, 2021. This Debt shall include any and all modifications, extensions and renewals thereof or thereto and any and all future advances and readvances to Borrower (or any of them more than one) hereunder pursuant to one or more promissory notes or credit agreements (herein called "Note "). This Deed of Trust secures to lender the Debt evidenced by said Note, the payment of all other sums, with interest, advanced under the provisions hereafter to protect the security and the performance of Borrower's covenants and agreements. Borrower covenants that Borrower is lawfully seised of such real estate and has the legal power and lawful authority to convey the same and warrants and will defend title to the real estate against the lawful claims of all persons. 1. Borrower shall pay when due, the principal and interest as provided in said Note. 2. All payments received by lender shall be first applied to advances which may have been made by Lender and then to interest due and last to principal due. 3. Borrower shall pay all general real estate taxes and special assessments against the Property before the same become delinquent. 4. Borrower shall keep the improvements on said Property insured against loss by fire and hazards included with the term "extended coverage" for their insurable value and policies for the same shall include a standard mortgage clause showing Lender herein. In event of loss, Lender may make proof of loss if not promptly made by Borrower. Insurance proceeds shall be applied to restoration or repair of the Property damaged, unless both parties otherwise agree, except if restoration or repair is not economically feasible or Lender's security is not lessened, otherwise said proceeds shall be paid on the debt herein, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any payments or proceeds from insurance shall not extend or postpone the due date of the monthly payments provided in said instrument of indebtedness, or change the amount of the payments. 5. Borrower shall keep the described Property in good condition and repair; shall promptly repair, or replace, any improvement which may be damaged or destroyed; shall not commit or permit any waste or deterioration of the real estate hereinabove described, shall not remove, demolish or substantially alter any of the improvements on the Property; shall not commit, suffer or permit any act to be done in or upon the Property in violation of any law, ordinance or regulation; and shall promptly discharge at Borrower's cost and expense all liens, encumbrances and charges levied, imposed or assessed against the described real estate or any part thereof. 6. Borrower shall keep the Property in compliance with all applicable laws, ordinances and regulations relating to industrial hygiene or environmental protection (collectively referred to herein as "Environmental Laws "). Borrower shall keep the Property free from all substances deemed to be hazardous or toxic under any Environmental Laws (collectively referred to herein as "Hazardous Materials "). Borrower hereby warrants and represents to Lender that there are no Hazardous Materials on or under the Property. Borrower hereby agrees to indemnify and hold