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20107397 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />�fa�ca� 6`c�✓ (Seal) <br />J4AES L HARDER - Borrower <br />dM�57R (0008) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />MARY R DER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 4 of 4 Form 3170 1/01 <br />