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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) (Seal) <br />Damon L. Kasselder - Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this n day of F c b r u a rV <br />a 0 1 , by Damon L. Kasselder. r <br />Witness my hand and notarial seal at C , ra 11 d -Is Ian d in said County, the date aforesaid. <br />My Commission Expires: June 26, 2021 <br />IDS, Inc. - 30227 <br />ROXANNE KJOCHUM <br />General Notary - State of Nebraska <br />My Commission Expires Jun 26, 2021 <br />- Witness - Witness <br />aco.,,s, <br />Notary Public Roxanne K. Jochu <br />Loan originator (organization): FirsTier Bank; NMLS #: 466807 <br />Loan originator (individual): Roxanne K. Jochum; NMLS #: 872962 <br />201800723 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />1111FIREllitilti19111 11 1 <br />