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When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />3110 2nd Avenue <br />Kearney, NE 68847 <br />LOAN #: 025132924 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />3110 2nd Avenue, Kearney, NE 68847. <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />I MIN: 1008467- 0000003402 -6 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 31, 2018, <br />together with all Riders to this document. <br />(B) "Borrower" is FRANCES TOBBIE DOREMUS, SINGLE WOMAN. <br />NEBRASKA — Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials: <br />- <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />01/31/2018 09:23 AM PST <br />