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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Nebraska Corporation <br />n n <br />m =D <br />c m_ <br />z <br />m n • <br />to •• <br />x = <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />organized and existing under the laws of State of Nebraska <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials <br />ti <br />February 1, 2038 <br />Loan No: 101310193 <br />Parcel ID: 400390779 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />i® Section 16. <br />V (A) "Security Instrument" means this document, which is dated January 26, 2018 <br />F together with all Riders to this document. <br />(B) "Borrower" is <br />. 0 , Kevin Carey and Michelle L Carey, Husband and Wife <br />r ." .. Borrower is the trustor under this Security Instrument. <br />to (C) "Lender" is Five Points Bank <br />en <br />viz Lender is a <br />t4't Lender's address is 2009 N. Diers Ave. <br />te) Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note "means the promissory note signed by Borrower and dated January 26, 2018 <br />The Note states that Borrower owes Lender <br />One Hundred Ninety Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 190,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />