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WHEN RECORDED MAIL TO: 200107385 Prepared By: Litton Loan Servicing, LP Wells Fargo Bank Minnesota, N.A Attn: Marcus Anders Attention: Dionne Waldron -Dixon 5373 West Alabama 11000 Broken Land Pkwy. Houston, Texa 77056 Columbia, MD 21044 733'• 4rrIv oyjr,� -7s-0-1.3a9 LIMITED POWER OF ATTORNEY Wells Fargo Bank Minnesota, National Association, (formerly known as Norwest Bank Minnesota, N.A.) (the "Principal'), in its capacity as trustee under that certain Servicing Agreement relating to Banc One Financial Services Home Equity Loan Trust 1999 -1, Asset Backed Certificates Series 1999- 1,dated as of March 1, 1999 (the "Agreement ") by and among Banc One Financial Services, Inc.,(Issuer) and Bank One,Indiana, National Association ( Master Servicer) and Wells Fargo Bank Minnesota, N.A. (Trustee). Wells Fargo Bank Minnesota, National Association, (formerly known as Norwest Bank Minnesota, N.A.) (the "Principal'), in its capacity as trustee under that certain Servicing Agreement relating to Banc One Financial Services Home Equity Loan Trust 1999 -1, Asset Backed Certificates Series 1999 -2, dated as of June 1, 1999 (the "Agreement ") by and among Banc One Financial Services, Inc.,(Issuer) and Bank One, Indiana, National Association ( Master Servicer) and Wells Fargo Bank Minnesota, N.A. (Trustee). hereby constitutes and appoints: Litton Loan Servicing LP ( "Litton ") its true and lawful attorney -in -fact (the "Attorney -in- Fact "), acting by and through its officers and employees, with full authority and power to execute and deliver on behalf of Principal any and all of the following instruments to the extent consistent with the terms and conditions of the Agreement: (i) All documents with respect to residential mortgage loans serviced for Principal by said attorney - in -fact which are customarily and reasonably necessary and appropriate to the satisfaction, cancellation, or partial or full release of mortgages, deeds of trust or deeds to secure debt upon payment and discharge of all sums secured thereby; (ii) Instruments appointing one or more substitute trustees to act in place of the trustees named in Deeds of Trust; (iii) Affidavits of debt, notice of default, declaration of default, notices of foreclosure, and all such contracts, agreements, deeds, and instruments as are appropriate to effect any sale, transfer or disposition of real property acquired through foreclosure or otherwise. (iv) All other comparable instruments.