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<br />200107386
<br />shall remain fully effective as if no accelerationhad occurred. However, this right to reinstateshall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interestin
<br />the Note (togetherwith this Security Instrument)can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer ") that collects
<br />Periodic Payments due under the Note and this Security Instrumentand performs other mortgage loan
<br />servicing obligationsunder the Note, this Securityinstrument,and ApplicableLaw. Therealso might be
<br />one or morechangesof the Loan Servicerunrelatedto a sale of the Note. If thereis a changeof the Loan
<br />Servicer,Borrowerwill be given writtennoticeof the changewhich will statethe nameand addressof the
<br />new Loan Servicer, the address to which paymgntsshould be made and any other informationRESPA
<br />requiresin connectionwith a notice of transferof servicing. If the Note is sold and thereafterthe Loan is
<br />servicedby a Loan Servicer otherthan the purchaserof the Note, the mortgageloan servicing obligations
<br />to Borrowerwill remainwith the Loan Servicer or be transferredto a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrowernor Lendermay commence,join, or be joined to any judicial action (as either an
<br />individual litigant or the memberof a class) that arises from the other party's actions pursuantto this
<br />Security instrumenbr that allegesthat the otherparty has breachedany provision of, or any duty owed by
<br />reasonof, this Security lnstrument,until such Borroweror Lenderhas notifiedthe otherparty (with such
<br />notice given in compliancewith the requirementwf Section 15) of such alleged breach and affordedthe
<br />other party hereto a reasonable period after the giving of such notice to take corrective action. If
<br />ApplicableLaw provides a time period which must elapse before certain action can be taken, that time
<br />period will be deemedto be reasonablefor purposes of this paragraph. The notice of accelerationand
<br />opportunityto cure given to Borrower pursuant to Section 22 and the notice of accelerationgiven to
<br />Borrowerpursuantto Section 18 shall be deemedto satisfy the notice and opportunityto take corrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "HazardousSubstances" are those
<br />substancesdefinedas toxic or hazardoussubstances ,pollutants,or wastes by EnvironmentaLaw and the
<br />following substances: gasoline, kerosene, other flammableor toxic petroleumproducts, toxic pesticides
<br />and herbicides, volatile solvents, materialscontainingasbestosor formaldehyde andradioactivematerials;
<br />(b) "EnvironmentaLaw" meansfederallaws and laws of the jurisdictionwherethe Propertyis locatedthat
<br />relate to health, safety or environmentalprotection;(c) "EnvironmentaCleanup "includes any response
<br />action, remedialaction,or removalaction,as definedin EnvironmentaLaw; and (d) an "Environmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Borrowershall not causeor permitthe presence,use, disposal, storage,or releaseof any Hazardous
<br />Substances,or threaterto releaseany HazardousSubstances,on or in the Property. Borrowershall not do,
<br />nor allow anyone else to do, anything affectingthe Property(a) that is in violation of any Environmental
<br />Law, (b) which createsan EnvironmentaCondition,or (c) which, due to the presence,use, or releaseof a
<br />HazardousSubstance,createsa conditionthat adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />HazardousSubstancesthat are generally recognizedto be appropriateto normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrowershall promptlygive Underwritten notice of (a) any investigation, claim, demand,lawsuit
<br />or otheractionby any governmentabr regulatoryagency or private party involving the Propertyand any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />EnvironmentaCondition ,includingbut not limitedto, any spilling, leaking, discharge,releaseor threatof
<br />releaseof any HazardousSubstance, and (c) any condition caused by the presence, use or releaseof a
<br />HazardousSubstancewhich adverselyaffects the value of the Property. If Borrowerlearns, or is notified
<br />Initials:
<br />10 6A(NE) (0005) Page 12 of 15 Form 3028 1/01
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