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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />01/12/2018 (Seal) <br />- Borrower <br />Tammy R. S 41s <br />01/12/2018 (Seal) <br />Joe N� : S l s, I I - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust With MERS -NE <br />Bankers SystemsTM VMP ® <br />Wolters Kluwer Financial Services <br />1111111111111111111111111111111111111111111111111 <br />803393259211 023 666 1617 <br />201800269 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 16 0117 <br />