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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Todd C Enck - Borrower <br />Ke y k <br />NEBRASKASingle Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Servi es <br />IRIIII11111I1111I11111INIIUN19VIII111III11MIIIIIINI1111vA <br />201800162 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3028 1/01 <br />VMPB(NE) (130400 <br />Page 14 of 15 <br />