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FHA Deed of Trust With MERS -NE <br />Bankers Systems TM VMP <br />Wolters Kluwer Financial Services <br />III IIII!IIII I I II IIIIII N1 111111 <br />201800080 <br />As used in this Security Instrument: (a) words of the masculine gender shall mean and include <br />corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and <br />include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to <br />take any action. <br />16. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. <br />17. Transfer of the Property or a Beneficialinterest in Borrower. As used in this Section 17, "Interest <br />in the Property" means any legal or beneficial interest in the Property, including, but not limited to, <br />those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or <br />escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is <br />not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior <br />written consent, Lender may require immediate payment in full of all sums secured by this Security <br />Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by <br />Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall <br />provide a period of not less than 30 days from the date the notice is given in accordance with Section 14 <br />within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay <br />these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this <br />Security Instrument without further notice or demand on Borrower. <br />18. Borrower's Right to ReinstateAfter Acceleration.If Borrower meets certain conditions, Borrower <br />shall have the right to reinstatement of a mortgage. Those conditions are that Borrower: (a) pays Lender <br />all sums which then would be due under this Security Instrument and the Note as if no acceleration had <br />occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in <br />enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property <br />inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in <br />the Property and rights under this Security Instrument; and (d) takes such action as Lender may <br />reasonably require to assure that Lender's interest in the Property and rights under this Security <br />Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall <br />continue unchanged. However, Lender is not required to reinstate if: (i) Lender has accepted <br />reinstatement after the commencement of foreclosure proceedings within two years immediately <br />preceding the commencement of a current foreclosure proceeding; (ii) reinstatement will preclude <br />foreclosure on different grounds in the future; or (iii) reinstatement will adversely affect the priority of <br />the lien created by this Security Instrument. Lender may require that Borrower pay such reinstatement <br />sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money <br />order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is <br />drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or <br />(d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations <br />secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to <br />reinstate shall not apply in the case of acceleration under Section 17. <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 12 of 17 <br />