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200107360 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-BRANDON J" ZUI*OD - Borrower <br />` (Seal) <br />KE RA M KEOWN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 24TH day of JULY , <br />2001 by BRANDON J ZUBROD AND KENDRA M KEOWN, EACH A SINGLE PERSON <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />9 A GENERAL NOTARY State 01 Nebraska <br />CJ6MARILYN D. STICKELS <br />My Comm. Exp. Jan. 19, 2004 <br />GRAND ISLAND <br />Notary Public <br />(M- 4R1NEl 196041.06 Page 8 of 8 <br />m <br />in said <br />