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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. - 59482 <br />chary J Johansen <br />STATE OF NEBRASKA, <br />I iiriiYl <br />C. 6/ <br />- Borrower Ch ristin L Borchers <br />- Witness <br />(Seal) <br />foregoing instrument was acknowledged before me this <br />, by Zachary J Johanse and Christin L Borchers. <br />Witness my hand and notarial seal at - - r4 TC. in said County, the date aforesaid. <br />My Commission Expires: (-A C t <br />Notary ubhc <br />Loan originator (organization): Gateway Mortgage Group, LLC; S #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />Page 12 of 12 <br />201 708879 <br />- Witness <br />County 14 bft day o -S243e. , <br />a■t■A A <br />GENERAL NOTARY - State of Nebraska <br />KARLY TRUJILLO <br />My Comm. Exp. May 26, 2019 <br />