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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />My Commission expires: September 27, 2021 <br />Niurka T Estrada <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment) <br />Hall County ss: <br />On this 26 th day of December, 2017 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Niurka T Estrada A Single Person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />Amy L Otto <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MFRS 9/11 Page 13 of 13 <br />GENERAL NOTARY - State of Nebraska <br />I AMY L. OTTO <br />a - My Comm. Exp. Sept. 27, 2021 <br />2 © 1 703823 <br />(Seal) <br />- Borrower <br />-Notary Public <br />