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_— <br />0 <br />CO OD <br />V <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />11 nn <br />rn(A <br />n Z X <br />2 el a fn <br />TT.. co <br />2 <br />7C <br />d xi <br />t <br />t) —.1 <br />zE <br />LI <br />r— <br />10 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 . Initials: <br />C.7 <br />Loan No: 101309524 <br />Parcel ID: 400068095 <br />DEFINITIONS <br />v Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />C 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 8, 2017 <br />4") together with all Riders to this document. <br />(B) "Borrower" is <br />Kipp R Smith and Elizabeth D Smith, formally known as Elizabeth Kear, Husband and Wife <br />t <br />d! Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated December 8, 2017 <br />The Note states that Borrower owes Lender <br />One Hundred Forty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 140,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2038 <br />