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SECOND HOME RIDER (SSRDR. US) <br />35.20 (11/16) <br />1 <br />1 <br />SECOND HOME RIDER <br />NISSEN <br />Doc ID #: xxxxxxxxx096 <br />Escrow /Closing #: 1703989 <br />THIS SECOND HOME RIDER is made this 8th day of December, 2017, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower," <br />whether there are one or more persons undersigned) to secure Borrower's Note to BANK Or <br />AMERICA, N (the "Lender ") of the same date and covering the Property described in the <br />Security Instrument (the "Property "), which is located at: 1508 W Division St, Grand <br />Island, NE 68801 - 5744 [Property Address]. <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and <br />Lender further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are <br />replaced by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and <br />enjoyment at all times, and shall not subject the Property to any timesharing or other shared <br />ownership arrangement or to any rental pool or agreement that requires Borrower either to <br />rent the Property or give a management firm or any other person any control over the <br />occupancy or use of the Property. <br />8. Borrowers Loan Application. Borrower shall be in default if, during the Loan <br />application process, Borrower or any persons or entities acting at the direction of Borrower <br />or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate <br />information or statements to Lender (or failed to provide Lender with material information) <br />in connection with the Loan. Material representations include, but are not limited to, <br />MULTISTATE SECOND HOME RIDER- Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />Page 1 of 2 <br />1 <br />BANK OF AMERICA, N A. <br />II111IIlI!DIII[I '11UbV�11 �[�[IIfl�NN�[II�II[O[I <br />`2783220963616404000 <br />201 7084/9 <br />Form 3890 1/01 <br />