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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />0 <br />Nicholas R. Rech <br />Kelsey L. Re <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hail <br />On this k day of ft (@m r, l 7 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Nicholas R. Rech and Kelsey L. Rech, husband and wife <br />to me known to be the identical person(s) whose narne(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at Nebraska <br />in said county, the date aforesaid. <br />My Commission expires: <br />do <br />be rr VI <br />GENERAL NOTARY - State of Nebraska <br />JENNIFER R. FISCHER <br />My Comm. Exp. October 28, 2019 <br />Loan Origination Company & NMLS Id: Nebraska Energy Federal Credit Union - 410601 <br />Loan Originator & NMLS Id.: Nicole DeWispelare - 1587325 <br />NEBRASKA- Single Family - Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />20/708390 <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />