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1 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />(Seal) 11-f- r (Seal) <br />Kane W Schmall -Borrower Tonia M Schmall - Borrower <br />STATE OF NEBRASKA, //(2IJ County ss: <br />The foregping instrument was acknowledged before me this ( 7 day of I V l l a lide i <br />c20 ( , by Kane W Schmall aAd Tonia Schmall. <br />Witness my hand and notarial seal at Kra tu' in said County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />Ft dot? <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />i <br />NEBRASKA - Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />Egrignitri11111 <br />201708133 <br />Form 3028 1101 <br />