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20 1708040 <br />LOAN #: 16706 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Balloon Rider. <br />90y - . <br />THOMAS JOHNSON <br />Ellie Mae, Inc. Page 2 of 2 <br />(Seal) <br />DATE <br />Initials. 71- <br />P03508RDU 1012 <br />P03508RLU (CLS) <br />11/20/2017 02:32 PM PST <br />