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200107307 WHEN RECORDED MAIL TO: Five Points Bank West Branch 2009 N. Diers Ave. Grand Island, NE 68803 FOR RECORDER'S USE ONLY WAIVER OF HOMESTEAD Executed pursuant to Section 4(3xa) and (b) of the Farm Homestead Protection Act GRANTOR: fir ,r v__% Rai rd and Kay I- Baird,Iusbary& Rife LENDER: Five Points Bank LENDER'S ADDRESS: West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska: See the exhibit or other description document which Is attached to this Document and made a part of this Document as if fully set forth herein. The Real Property or Its address is commonly known as 3336 E WHITE CLOUD RD, GRAND ISLAND , NE 68801 -9530. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: THE EAST HALF OF THE SOUTHWEST QUARTER (E7/2SW1 /4) OF:SECTION TWENTY FOUR (24), TOWNSHIP TWELVE (12) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA. Undersigned understands that Undersigned have the right to make a designation of homestead In the Mortgage, Deed of Trust or other Security Agreement and that the execution of this Document constitutes the waiver of rights otherwise available for the purpose of affording Undersigned the opportunity to retain Undersigned's homestead in the event of a default upon the Mortgage, Deed of Trust or other Security Agreement. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Mortgage, Deed of Trust or other Security Agreement and that Undersigned is signing this Document first before signing the Mortgage, Deed of Trust or other Security Agreement. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON JULY 19, 2001. GRANTOR: X Grantor (GreqbrY S. Baird) x Grantor May L. Baird)