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Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 24th, 2001 , <br />together with all Riders to this document. <br />(B) "Borrower" is HOWARD RAYMOND SCHROEDER and KATHI M SCHROEDER, HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />-6G(NE) (0006).01 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521-7291 <br />Form 3028 1/01 <br />m n r) <br />c m <br />& <br />m C, <br />ccn <br />= cn <br />— <br />o -c"-t <br />o <br />:.• <br />Z <br />r <br />t= a <br />4 a-1 <br />o <br />ry <br />O <br />CM. <br />a <br />N <br />o <br />s <br />4 ^n <br />3C rrl <br />o <br />rn <br />b t" <br />0 <br />CA <br />co <br />I-+ <br />p <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Knapp <br />200107291 <br />221 South Locust St <br />l <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NOTICE: THIS <br />LOAN IS NOT <br />ASSUMABLE <br />WITHOUT THE <br />APPROVAL OF THE <br />DEPARTMENT <br />OF VETERANS <br />AFFAIRS OR ITS <br />AUTHORIZED <br />AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 24th, 2001 , <br />together with all Riders to this document. <br />(B) "Borrower" is HOWARD RAYMOND SCHROEDER and KATHI M SCHROEDER, HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />-6G(NE) (0006).01 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521-7291 <br />Form 3028 1/01 <br />