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LOAN #: 012132581 <br />n it y in order tit a excise the Conditional Refinancing Option. If i meet the conditions: <br />of ection:2 above, l.: may exercise the Conditional Re nancing Option by natitying the <br />Note Holder rio later than 45: calendar days poor to the Maturity Date. The Note Holder <br />will calculate the New Note Rate based upon Fannie Mae's applicable published <br />required net yield in effect on the date and time of day notification is received by the <br />Note Holder and as calculated in Section 3 above. 1 will then have 30 calendar days to <br />provide the Note Holder with acceptable proof of my required ownership. Before the <br />1Vlaturity Date, the Note Holder will advise me of the new interest rate (the New Note <br />Rate), new monthly payment amount, and a date, time, and place at which 1 must app ar <br />to sign ma - documents required to complete the required refinancing. l understand the <br />Note Holder will charge me a processing fee and the costs associated <br />with u datin - the title insurance policy, if any. <br />BY SIGMNG BELOW Borrower accepts and agrees to the terms and covenants <br />contained in this Balloon Rider. <br />Mc.A(10Q.14 (1 /( /- <br />HERNANDEZ DIAZ <br />MULTISTATE BALLOON RIDER - Single Family- Fannie Mae Uniform Instrument <br />Ellie Mae, Inc. Page 2 of 2 <br />201707739 <br />DATE <br />(Seal) <br />[Sign Original Only] <br />Form 3180 1 /01 (rev. 9/01) <br />F3180BLR 0412 <br />F3180BLL (CLS) <br />11/09/2017 09:36 AM PST <br />