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When recorded, return to: <br />Heritage Bank <br />800W 3rd St <br />PO Box 349 <br />Hastings, NE 68902 -0349 <br />LOAN #: 21087108 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Heritage Bank. <br />Lender is a Nebraska Banking Corporation, <br />under the laws of Nebraska. <br />1101 12th St., PO Box 329, Aurora, NE 68818. <br />t^� <br />73 CN fl <br />- n rri tot <br />C ruZ <br />t'1 Z 7C <br />=nv <br />n N N <br />7C = <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />I MIN: 1005403 - 0000000028 -0 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 2, 2017, <br />together with all Riders to this document. <br />(B) "Borrower" is KYLE DAVID STRATMAN AND MICHELLE LEA STRATMAN, HUSBAND AND <br />WIFE. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 NEEDEED 0315 <br />NEEDEED (CLS) <br />10/30/2017 08 :05 AM PST <br />organized and existing <br />Lender's address is <br />Initials' <br />