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23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing <br />debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but <br />only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the <br />person or persons legally entitled to it. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of <br />this Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />a^ <br />LY <br />BRUCE A KEL <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />(Official Seal) <br />Date <br />The foregoing instrument was acknowledged by BRUCE 4 tLY, befor <br />whereof, I hereunto set my hand and, if applicable, my of ci.1 seal. <br />INDIVIDUAL ACKNOWLEDGMENT <br />My commission expires; a0 /9 <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Ex . September 8, 2019 <br />LOAN ORIGINATOR COMPANY NAME: Bank of he West, a California state banking corp. <br />NMLS COMPANY IDENTIFIER: 19116 <br />LOAN ORIGINATOR NAME: Paul Archer <br />NMLS ORIGINATOR IDENTIFIER: 1629557 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />© 2004 -2017 Compliance Systems, Inc. 74368512- 2536e115 - 2017.144.0.2 <br />Single Family Real Estate - Security Instrument DL2047 <br />Page 14 of 14 <br />on November 6, 2017. In witness <br />i <br />Form 3028 1/01 <br />www. compliancesystems.com <br />111111111111 11 111. l 11 I I I II 1111 I, 1 11,11,111111111 II NI II 1111JI 11111 111111 HI <br />201707622 <br />