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sr. Y gy_. 102212 ISPM Above Tin Lim For RewrdrK Oatel DEED OF TRUST THIS DEED OF TRUST ("Security Instrument ") is made on April 24 19 89. The trustor is Connie M. Scheer a /k /a Connie M. Smith, a married person ( "Borrower "). The trustee is AREND R. SAACK, attorney ("Trustee"). The beneficiary is HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, NEBRASKA, which is organized and existing under the laws of NEBRASKA, and whose address is 221 South Locust, Grand Island, Nebraska 68801 ( "Lender "). Borrower oweSLender the principal sum of Twenty Three Thousand Nine Hundred and no /100- - - - - -- ---- -- ---------- --- -- - - -- Dollars (U.S. S 23, 900.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note"), which provides for monthly payments, witht`the full debt, if not paid earlier, due and payable on may 1 , 1997 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums. with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot Two (2), in Block One (1), in Jenkinson Subdivision, in Hall County, Nebraska, in the South Half of the East Half of the Southeast quarter (s2E2SEi) of Section Two (2) in Township Eleven (11) North, Range Ten (10), West of the Sixth P.m., Hall County, Nebraska. which has the aadressof 4040 West Capital a Grand Island (street) Nebraska 68803 ( "Property Address "); [zip co* Toc;EnIER WITH all the improvements now o. hereafter erected on the property, and all easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the property. All replacements aitd additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant �^ and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA — Single Family— FNMA /FHLMC UNIFORM INSTRUMENT Form 302e 12/83 Flnanglal Lew Forme" Fnrrn 1915 i ~i \.y