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200107257 <br />12. Separability. Each provision of this Assignment shall be deemed to be <br />separable, and if for any reason any one or more of the provisions hereof is determined to be <br />invalid under any law or decision now or hereafter existing, such invalidity shall not impair the <br />operation or effect of any other provisions hereof. <br />13. Successors and Assigns. Whenever the term "Assignor" is used herein, <br />it is hereby understood that the same includes and shall be binding on successors, assigns and <br />legal representatives of Assignor, including successors by consolidation, and any party or <br />parties holding title by, through or under Assignor. This Assignment shall be assignable by <br />Lender and all of the representations, warranties, covenants, agreements, rights, powers, <br />privileges and immunities herein contained or granted and assigned to Lender hereunder shall <br />also inure to its successors, assigns and legal representatives, including all holders, from time <br />to time, of the Note. <br />14. Governing Law. This Assignment shall be governed and controlled in <br />all respects by the internal laws and decisions of the State of Illinois without reference to <br />principles of choice of law, except to the extent that it is mandatory that the laws of the state in <br />which the Property is located apply to the creation, priority, perfection and maintenance of the <br />lien and security interest hereof and to the enforcement of the foreclosure remedies of Lender <br />and any of their successors and assigns. <br />IN WITNESS WHEREOF, this Assignment has been duly executed the day and <br />year first above written. <br />CONCORD NEIGHBORHOOD <br />CORPORATION, a Kansas corporation <br />B <br />c wrence S. Bird, T Vice Presid t <br />003.300667.1 -6- <br />