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<br />102186 .
<br />NON - UNIFORM COVF_vAN7& Borrower and LettderfuriVhef COVenant and agree as follows- i '4
<br />19. Acceleration; Remedies. Leader shall give notice to Borrower prior to acceleration following Borowees
<br />breach of any covenant or agreement in this Security Instrmnent (but not prior to acceleration antler paragraphs 13 and 17
<br />unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the
<br />default; (c) a date, not less than 39 days from the date the notice is given to Borrower, by which the default most be cured;
<br />and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br />secured by this Security Instrument wad sale of the Property. The notice shall further inform Borrower of the right to
<br />reinstate triter acceleration and the tight to bring a court action to assert the non- existence of a default or any other
<br />defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender
<br />at its option may require immediate payment in full of all sums secured by this Security Instrument without further
<br />demand and may invoke the power of sale and any other remedies permitted by applicable lair. Lender shall be entitled to
<br />collect all expenses incurred in pursuing the remedies provided in this paragraph 19, including, but not limited to,
<br />reasonable attorneys' fees and costs of title evidence.
<br />If the power of safe is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the
<br />other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of
<br />sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the
<br />Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of rile In
<br />one or more parcels and in any order Trustee determiros. Trustee may postpone sale of all or any parcel of the Property by
<br />public announcement at the ti ne and place of any previously scheduled sale. Lender or its designee may purchase the
<br />Property at any sale.
<br />Upon receipt of payr^.•nt of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the
<br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />Trustee shall apply the procfecs of the sale in the following order. (a) to all expenses of the sale, including, but no' .Imilted
<br />to, Trustee's fees as permitf.er by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security
<br />Instrument; and (c) any excess to the person or persons legally entitled to it.
<br />20. Lender in Possess on. Upon acceleration under paragraph 19 or abandonment of the Property, Lender (in
<br />person, by agent or by judici-ly appointed receiver) shall be entitled to enter upon, take possession of and manage the
<br />Property and to collect the rents of the Property including those pasi due. Any rents collected by Lender or the receiver
<br />shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not
<br />limited to, receiver's film, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by
<br />this Security Instrument.
<br />21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Secunty
<br />Instrument to Trustee. Truster shall reconvey the Property without warranty and without charge to the person or persons
<br />legally entitled to it. Such pers or persons shall pay zny recordation costs. `
<br />22. Substitute Trustee. _.ender, at its option, may from time to time remove Trustee and appoint a successor trustee
<br />to , -iy Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded.
<br />Without conveyanc: of the Prc nerty, the successor trustee shall succeed to all the title, power and duties conferred upon
<br />Trustee herein and by applicah:c law.
<br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's
<br />address which is the Property Address.
<br />24. Riders to Phis Security Instrument. If one or more riders are executed by Borrower and recorded together with
<br />this Security Instrument, the c � enants and agreements of each such rider shall be incorporated into and shall amend and
<br />supplement the covenants ari_ agreements of this Security Instrument as if the rider(s) were a part of this Security
<br />Instrument. [Check applicable - ox(es)]
<br />❑ Adjjstable Rate R:.icr Condominium Rider E] 2-4 Family Rider
<br />Graduated Payment Rider Planned Unit Development Rider
<br />VA GUARANTEED LOAD RIDER
<br />Kj Other(s) [specify] RIDER TO MORTGAGE /DEED OF TRUST —VA
<br />MORTGAGE f•DDENDUM
<br />BY SiGN]NG BELOW. Borrower accepts and agrees to the terglt � and covenants contained in this Security
<br />Instnrment and in any rider(s) executed by Borrower and recorded with .
<br />*BORROI,ER FURTHER REU:ESTS THAT --
<br />COPIES OF THE NOTICE )F DEFAULT (Seal)
<br />b NOTICE OF SALE BE NT TO EACH _PA- A P INTO '— Borrower
<br />PERSON MiO IS A PART`_ HERETO AT eg TJ1E ADDRESS OF SUCH :KSONS SET �� /• ..(Seal)
<br />FORTH HEREIN. �AfICIA A pANL .G�/.. - Borrower
<br />-- - [Space Below This Line For Acknowledgment]
<br />NE BRASi�,
<br />STATE OF . ...............................
<br />COUNTY OF ...... HALL ........ ................ SS:
<br />ROBERTA L REED and fo county and state, do hereby certify that
<br />I'PFCLSY': A"PAmPTNT0: "Y::'CRICIF\'A'YANI;�1 Li0�BIl -AN �1� E . . , personally appeared
<br />before me and is (are) known or pn,. ed to me to be the person(s) wln being informed of the contents of the foregoing instrument,
<br />have executed same, and ackno., lged said instrument to be ...................... free and voluntary act and deed and that
<br />they (his, tier, their)
<br />............ execute_ said instrument for the purposes and uses therein set forth.
<br />(he, sne, they)
<br />8t 89
<br />Witness my hand and official sc:_.: his .......... 2 -8 -t h ............... day of ...... April ......................... 19. ...•
<br />My Commissi /
<br />J1 GE11Ei(r,1 NU1A -r state of X.St�:;ka `����� (SEAL)
<br />ROBERTA L. REED ...
<br />My co a:^ i to July 30. 19W Not PubBc
<br />;ttis instrument was prepared t ��. 4UMl�s. FF. Rk1�,) 4.. St�Y. ���. S. J1NK ...... ...............................
<br />44771
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