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ell CA —4 rn ' o - '++ r_ •Y c,LZ r a Cn Cn cry Z a ISpace M m,re Thin tine Far Rero natal DEED OF TRUST THIS DEED OF TRUST ( "Security Instrument ") is made on April 24, 19 89 . The trustor is Orrin C. Krous and Patricia I. Krous, husband and Wife ,n ( "Borrower "). The trustee is AREND R. BAACK, attorney ('"Trustee "). The beneficiary is HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, NEBRASKA, which is ' organized and existing under the laws of NEBRASKA, and whose address is 221 South Locust, Grand Island, Nebraska w 68801 ( "Lender'). (� Borrower owes Lender the principal sum of Three Thousand Three Hundred Eighty and 75/00-------- - -------------------------- Dollars (U.S. S 3,380.75 ), This debt is evidenced by Borrower's note d?ted the same date as this Security Instrument ("Note"). which provides for monthly payments, with the full debt, if not (7 paid earlier, due and payable on November 1, 1 991 �j This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security 3f this Security Instrument; and !_) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the irollowing described property located in Hal l Count , Nebraska: LOT THIRTY FIVE (35) CAPITAL HEIGHTS SEVENTH SUBDIVISION, HALL COUNTY, NEASKA which has the address of 4210 Nevada Grand Island [street) [city) Nebraska 68803 ("Property Address "); (Zip code) TOGETHER WITH all the improvements now or hereafter erected on the pror: :rty, and all easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the property. All replacements and additions shall also be cov:red by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY L sTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA — Single Family -- FNMA /FHLMC UNIFORM INSTRUMENT Form 3028 12/83 FM&InCUl La. Fo—," F0_ 1915 e