WAIVER
<br />0
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, GARY
<br />HARDERS and LISA HARDERS, husband and wife, prior to executing the attached Deed of Trust dated
<br />July 13, 2001, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking
<br />Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge:
<br />1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a
<br />homestead are presently located upon the following described real estate (hereafter referred to as "Parcel
<br />1")
<br />An undivided one -half interest in part of the North Half of the Northeat Quarter (N 1/2 NE 1/4) of
<br />Section Twenty (20), Township Eleven (11) North, Range Eleven (11), West of the 6th P.M., in Hall
<br />County, Nebraska, more particularly described as follows: Commencing at the Northeast corner of said
<br />Section 20 and running thence Southerly along and upon the East line of said Section 20, a distance of
<br />Six Hundred Sixty (660) Feet to the point of beginning; running thence Westerly and parallel to the
<br />North line of said Section 20, a distance of Six Hundred Seventy (670) Feet; running thence Southerly
<br />and parallel to the Easterly line of said Section 20, a distance of Six Hundred Sixty (660) Feet to the
<br />South line of the North Half of the Northeast Quarter (N 1/2 NE 1/4) of siad Section 20; running thence
<br />Easterly along and upon the South line of said North Half of the Northeast Quarter (N 1/2 NE 1/4) of
<br />said Section 20 and parallel to the North line of said Section 20, a distance of Six Hundred Seventy
<br />(670) Feet to the East line of said Section 20; and running thence Northerly and upon the East line of
<br />said Section 20, a distance of Six Hundred Sixty (660) Feet to the point of beginning; containing 10.15
<br />acres.
<br />2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage
<br />or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of
<br />default and foreclosure under the Mortgage or tnistee's sale under the Deed of Trust.
<br />3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights
<br />otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a
<br />default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust.
<br />4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and
<br />deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and
<br />all right to make a designation of homestead in the Mortgage or Deed of Trust.
<br />5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a
<br />Preface to and become a part of the Mortgage or Deed of Trust.
<br />Dated: July 13, 2001
<br />STATE OF NEBRASKA)
<br />) SS
<br />COUNTY OF HALL )
<br />FA. F
<br />GARY .DE.
<br />LISA HARDERS
<br />The foregoing instrument was acknowledged before me on July 13, 2001, by GARY HARDERS and LISA
<br />HARDERS, husband and wife.
<br />OERAL UT RY-W3 4 ; *W
<br />DOROTHY I ogmR ILMR
<br />on My comm. Eq. Jury 8,20W
<br />PUBLIC
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<br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER
<br />° ,
<br />FARM HOMESTEAD PROTECTION ACT
<br />WAIVER
<br />0
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, GARY
<br />HARDERS and LISA HARDERS, husband and wife, prior to executing the attached Deed of Trust dated
<br />July 13, 2001, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking
<br />Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge:
<br />1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a
<br />homestead are presently located upon the following described real estate (hereafter referred to as "Parcel
<br />1")
<br />An undivided one -half interest in part of the North Half of the Northeat Quarter (N 1/2 NE 1/4) of
<br />Section Twenty (20), Township Eleven (11) North, Range Eleven (11), West of the 6th P.M., in Hall
<br />County, Nebraska, more particularly described as follows: Commencing at the Northeast corner of said
<br />Section 20 and running thence Southerly along and upon the East line of said Section 20, a distance of
<br />Six Hundred Sixty (660) Feet to the point of beginning; running thence Westerly and parallel to the
<br />North line of said Section 20, a distance of Six Hundred Seventy (670) Feet; running thence Southerly
<br />and parallel to the Easterly line of said Section 20, a distance of Six Hundred Sixty (660) Feet to the
<br />South line of the North Half of the Northeast Quarter (N 1/2 NE 1/4) of siad Section 20; running thence
<br />Easterly along and upon the South line of said North Half of the Northeast Quarter (N 1/2 NE 1/4) of
<br />said Section 20 and parallel to the North line of said Section 20, a distance of Six Hundred Seventy
<br />(670) Feet to the East line of said Section 20; and running thence Northerly and upon the East line of
<br />said Section 20, a distance of Six Hundred Sixty (660) Feet to the point of beginning; containing 10.15
<br />acres.
<br />2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage
<br />or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of
<br />default and foreclosure under the Mortgage or tnistee's sale under the Deed of Trust.
<br />3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights
<br />otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a
<br />default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust.
<br />4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and
<br />deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and
<br />all right to make a designation of homestead in the Mortgage or Deed of Trust.
<br />5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a
<br />Preface to and become a part of the Mortgage or Deed of Trust.
<br />Dated: July 13, 2001
<br />STATE OF NEBRASKA)
<br />) SS
<br />COUNTY OF HALL )
<br />FA. F
<br />GARY .DE.
<br />LISA HARDERS
<br />The foregoing instrument was acknowledged before me on July 13, 2001, by GARY HARDERS and LISA
<br />HARDERS, husband and wife.
<br />OERAL UT RY-W3 4 ; *W
<br />DOROTHY I ogmR ILMR
<br />on My comm. Eq. Jury 8,20W
<br />PUBLIC
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