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When recorded, return to: <br />Union Bank and Trust Company <br />Attn: Retail Loan Operations <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />800 - 297 -2837 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company. <br />Lender is a Commercial Bank, <br />under the laws of Nebraska. <br />3643 S 48th St, Lincoln, NE 68506. <br />[Space Above This Line For Recording Data <br />DEED OF TRUST <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />CASE #: 34 -34 -6- 0216900 <br />MIN: 1001489 - 0000040797 -5 <br />MERS PHONE #: 1 -888- 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 26, 2017, <br />together with all Riders to this document. <br />(B) "Borrower" is RYAN S STIRN AND ROBIN L STIRN f /k/a Robin L Gannon, HUSBAND AND <br />WIFE. <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />09/25/2017 04:26 PM PST <br />