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notify in order to exercise the"Conditional Refnanc i Optiph It 1 meat ndi�s <br />of Section 2 above, I may exercise theConditional on by notifyi n,lt t is <br />Note Holder no later than 45 calendar days prior to, a Mew' Date. The Note . Icier <br />wilt calculate the fixed New Note Rate based upon 'Fannie- Aae "s applicable able published <br />required net yield in effect on the date and tittle of day notification is received by the <br />Note Holder and as calculated in Section 3 above. I will then have 30 calendar days to . <br />provide the Note Holder with acceptable proof of my required ownershi Before the <br />Maturity bate; the Note Holder will advise me of the new interest rate (ie'New Note <br />Rate), new monthlypaymentamount, and a; date, time, and place atwhich I must appear <br />to sign any documents. required to complete the required refinancing. I understand the <br />Note Holder will charge me a processing fee and the costs associated <br />with updating the title insurance policy, if any. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained' in this Balloon 'Rider.. <br />CS ' 4 ,1/ <br />,j <br />STEVEN A COLLISTER <br />SHIRLEY A COLLISTER <br />MULTISTATE BALLOON RIDER - Single Family- Fannie Mae Uniform Instrument <br />Ellie Mae, Inc. Page 2 of 2 <br />201706392 <br />LOAN #: 012131559 <br />7� Seal) <br />DATE <br />9/17101 7 (Seal) <br />[Sign Original Only <br />Form 3180 1/01 (rev. 9101) <br />F3180BLR 0412 <br />F3180BLL (CLS) <br />09/19/2017 01:14 PM PST <br />