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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />Jo C. Eudey, Individually and as Trustee of The J e C. Eudey and Derinda T. Eudey - Borrower <br />Declaration of Trust dated August 30, 2000 vv <br />(Seal) <br />Derinda T Eudey Individually and as Tr of The Joe C. Eudey and Derinda T. Eudey Borrower <br />Declaration of Trust dated August 30, 20 <br />Wayne F. Gulzow <br />Angelin/r. Gulzow <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 3 of 3 Form 3150 1/01 <br />11111 <br />1111111 <br />ilffl 11111 <br />r <br />11111IIIIII RIIIIIIInII1111IflI01nR1111lA <br />2 01706360 <br />(Seal) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />