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20010'7136 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />9--7 (Seal) <br />THE <br />-VOWS APARTMENT HOMES, - Borrower <br />LLC BY RAYMOND J O'CONNOR, MANAGING <br />MEMBER <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-6(NE) (0005).01 Page 14 of 15 Form 3028 1/01 <br />