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BALLOON RIDER <br />201706'337 <br />LOAN #: 16506 <br />THIS BALLOON RIDER is made this 29th day of August, 2017, <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust, or Security Deed (the "Security Instrument ") of the same date given by <br />the undersigned ( "Borrower ") to secure Borrower's Note to Pathway Bank, a Banking <br />Corporation <br />( "Lender") <br />of the same date and covering the property described in the Security Instrument and <br />located at: 205 W 12 Rd & 4115 New Mexico Ave <br />Phillips & Grand Island, NE 68865 <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note <br />is called the "Note Date." I understand Lender may transfer the Note, Security Instru- <br />ment, and this Rider. Lender or anyone who takes the Note, the Security Instrument, <br />and this Rider by transfer and who is entitled to receive payments under the Note is <br />called the "Note Holder." <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows (de- <br />spite anything to the contrary contained in the Security Instrument or the Note): <br />1 . BALLOON PAYMENT: <br />THIS LOAN IS PAYABLE IN FULLAT THE END OF o YEARS 11 MONTHS. <br />BORROWER MUST REPAY THE ENTIRE PRINCIPAL BALANCE OF THE LOAN <br />AND THE UNPAID INTERESTTHEN DUE. THE LENDER IS UNDER NO OBLIGATION <br />TO REFINANCE THE LOAN AT THAT TIME. BORROWER WILL THEREFORE <br />BE REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS BORROWER <br />MAY OWN, OR BORROWER WILL HAVE TO FIND A LENDER, WHICH MAY BE <br />THE LENDER BORROWER HAS THIS LOAN WITH, WILLING TO LEND <br />BORROWER THE MONEY. IF BORROWER REFINANCES THIS LOAN AT <br />MATURITY, BORROWER MAY HAVE TO PAY SOME OR ALL CLOSING <br />COSTS NORMALLY ASSOCIATED WITH A NEW LOAN, EVEN IF BORROWER <br />OBTAINS REFINANCING FROM THE SAME LENDER. <br />2. NOTICE OF MATURITY: <br />At least ninety (90) but not more than one hundred twenty (120) days prior to the <br />Maturity Date, Lender must send Borrower a notice which states the Maturity Date <br />(assuming all scheduled regular monthly payments due the date of the notice and the <br />Maturity Date are made on time). <br />Initials•4St 1 ACO <br />Ellie Mae, Inc. Page 1 of 2 P03508RDU 1012 <br />P03508RLU (CLS) <br />08/28/2017 11:00 AM PST <br />