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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />mes L Shotkoski <br />STATE OF NEBRASKA, <br />County ss: <br />The foregoing instrument was acknowledged before me this day of J �rieWAWA" <br />1'1 , by James L Shotkoski.//'� <br />Witness my hand and notarial seal at lOat hLt! L 4d1. in said County, the date aforesaid. <br />My Commission Expires: CX 7A-n 96 ` <br />GENERAL NOTARY - State of Nebraska <br />JENNIFER R. FISCHER <br />My Comm. Exp. October 28, 2019 <br />Loan originator (organization): Gateway Mortgage Grou a g C; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. - 59482 <br />31�11'�'d1��4�tiP�ll <br />- Witness <br />201706165 <br />- Witness <br />(Seal) <br />- Borrower <br />Page 12 of 12 <br />