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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- BORROWER - WARREN L. PENNELL <br />- BORROWER - RANDI R. PENNELL <br />STATE OF <br />COUNTY OF <br />t i <br />C T e fo oing instrument was acknowledged before me this `Q day of <br />Ql 1� eg , by WARREN L. PENNELL AND RANDI R. PENNELL, A <br />MARRIE <br />GENERAL NOTARY - State of Nebraska <br />KARLY TRUJILLO <br />My Comm. Exp. May 26, 2019 <br />Notary P blic <br />My Commission Expires: <br />MORTGAGE LOAN ORIGINATOR BRENDA L . ELSASSER <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY <br />478729 <br />MORTGAGE LOAN ORIGINATION COMPANY CENTRAL NATIONAL <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY <br />423495 <br />201 1060 <br />451704232 <br />IDENTIFICATION NUMBER <br />BANK <br />IDENTIFICATION NUMBER <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.37 Page 14 of 14 Form 30281/01 <br />