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Return To: Chase Records Center <br />Attn: Collateral Trailing Documents <br />RE: MC 8000, 700 Kansas Lane - Monroe LA 71203 <br />Prepared By: Sophea Somphonphackdy <br />1125 17th Street, Floor 02 <br />Denver, CO 80202 <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 1, 2017, together with all <br />Riders to this document. <br />(B) "Borrower" is THEODORE G. RICHARD and KAREN L. RICHARD, husband and wife . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is JPMorgan Chase Bank, N.A.. Lender is a National Banking Association organized <br />and existing under the laws of the United States. Lender's address is 1111 Polaris Parkway, Columbus, <br />OH 43240 . Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is JPMorgan Chase Bank, N.A.. <br />(E) "Note" means the promissory note signed by Borrower and dated September 1, 2017. The Note <br />states that Borrower owes Lender two hundred four thousand and 00/100 Dollars (U.S. $204,000.00) <br />VMP® <br />Wolters Kluwer Financial Services 2017082516. 4.42 7J2016 014Y <br />1 IN 2 3a <br />11 <br />1 <br />1 <br />11 <br />Deed of Trust <br />1 <br />11 <br />11 <br />11 <br />11 <br />1 <br />In tialsf'( 1t <br />1 <br />r .� <br />1 <br />1 1 <br />1 <br />1 <br />111 <br />1077205348 <br />04/16 <br />Page 1 of 17 <br />11 <br />