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DURABLE POWER OF ATTORNEY
<br />OF
<br />SCOTT R. KELSEY
<br />20170V181
<br />I, Scott R. Kelsey, of Grand Island, Nebraska, revoke all prior Powers of Attorney
<br />signed by me and hereby make, constitute and appoint my brother, Steven R. Kelsey, as
<br />my true and lawful Attorney -in -Fact. Said Attorney -in -Fact shall act for me and in my
<br />name, place and stead, on my behalf, and for my use and benefit:
<br />1. To deposit in my name and for my account with any bank or other financial
<br />institution all monies payable or belonging to me, including checks and all other
<br />commercial instruments, and to sign my name and endorse all documents for deposit or
<br />collection or any other purpose.
<br />2. To withdraw all monies deposited with any bank or other financial institutions and
<br />to draw checks, sign withdrawal slips, and execute any other instruments necessary for
<br />withdrawing monies belonging to me.
<br />3. To sell, transfer, exchange, mortgage, encumber by security agreement or any
<br />other form of encumbrance, my real estate and personal property, and to execute and
<br />deliver deeds, including deeds of warranty, contracts, bills of sale, mortgages, security
<br />agreements and other documents necessary to act in carrying out these powers.
<br />4. To collect, sue, compromise or otherwise dispose of any claim or debt due or
<br />payable to me, and to pay, compromise or otherwise discharge and secure releases from
<br />any obligations owed by me.
<br />5. To hold, manage, invest, reinvest, trade, exchange, buy and sell investments and
<br />investment securities.
<br />6. To lease, rent, manage, terminate leases, contract as to, and generally deal and
<br />use my real estate and interests in real estate, upon covenants, conditions and terms my
<br />attorney -in -fact shall determine, receive and collect all rents and all other amounts due
<br />me as security for the faithful performance of leases and all rents due and payable to me,
<br />and execute all necessary documents and other papers pertaining to my real estate.
<br />7. To make gifts of personal property, money, or real estate.
<br />8. To create or change a beneficiary designation; to renounce or disclaim an interest
<br />in property, including a power of appointment.
<br />9. To perform any act, power, duty, right or obligation that I now have or may hereafter
<br />acquire the legal right, power or capacity to exercise or perform, relating to any person,
<br />transaction, thing, business property, real or personal, tangible or intangible, or matter
<br />whatsoever.
<br />This Durable Power of Attorney shall not be affected by my disability as principal.
<br />I reserve the right to revoke this Durable Power of Attorney in writing.
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