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d. Banking Powers. To make, receive and endorse checks and drafts, deposit and withdraw funds, acquire and redeem certificates of deposits, in banks, savings and loan associations and other institutions, execute or release such deeds of trust or other security agreements as may be necessary or proper in the exercise of the rights and powers herein granted to and to endorse in my name social security checks; e. Motor Vehicles. To apply for a certificate of title upon, and endorse and transfer title thereto, for any automobile that I may own or hereafter acquire; f. Tax Powers. To prepare, sign and file joint or separate income tax returns or declarations of estimated tax for any year or years; to prepare, sign and file any claim for refund of any tax and to otherwise represent me before any office of the Internal Revenue service (with power of substitution of any other attorneys at law chosen by said Agent) for any federal tax matter. Safety Deposit Boxes. To have access at any time or times to any safe deposit box rented by me, wheresoever located and to remove all or any part of the contents thereof. g- personal property, tangible or interest therein which I now own in my name and for my benefit, conditions as my Agent shall deem 2. APPOINTMENT OF SUCCESSOR ATTORNEY IN FACT FOR DURABLE, GENERAL POWER OF ATTORNEY. In the event either of my Attorneys in Fact, CHRISTINE A. KUCK or MELINDA LOU MORRIS, is unable or unwilling to act, then in such event, the other may act alone with the same powers and authority conferred upon my primary Attorney in Fact. 3. PROTECTIVE PROCEEDINGS. In the event that protective proceedings are hereafter commenced to appoint a Conservator/ Guardian over my estate and person, then it is my express wish and I hereby nominate CHRISTINE A. KUCK, being the Attorney in Fact named in this Durable Power of Attorney, as Conservator /Guardian of my estate and person. In the event that CHRISTINE A. KUCK should be unable to serve in such capacity for any reason whatsoever, .either prior to or after appointment, then I hereby nominate MELINDA LOU MORRIS as successor Conservator /Guardian. I have the utmost confidence in the ability, honesty and integrity of the person nominated as Conservator /Guardian and Successor -2- intangible, or any or hereafter acquire, upon such terms and proper; 201109274