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200107073 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Samuel P. Zaruba Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />i <br />raldine M. Zarub Borrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF Nebraska <br />COUNTY OF Hall <br />_(Seal) <br />Borrower <br />The foregoing instrument was acknowledged before me on this July 13, 2001 <br />by Samuel P. Zaruba and Geraldine M. Zaruba, Husband and Wife <br />Signatu of Person taking acknowledgment) GENERAL NOTARY -State 01 Nebraska <br />JODY L. EBERHARDT <br />(Title or rank) Y tf MY O gyp. j* 2S, 2003 <br />(Serial Number, if any <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCOINEC.VTX 02/22/2000 <br />