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' . . . . , c � . .. t . .. .' . . <br /> � ,. � . `, e � . � . ` ., A►D�JSTABLE RATE 1tIDER , ���� ������' � �.. . <br /> . . , � ` : (i YeuT�e�smYlnda�•RateCaps) • '. � <br /> < , , � � <br /> � . : 1'HI$AtlltfSE'/1BLE RKi'�RiD�R�s m�de thts 23rd �y ot.- ' 1u�Y ' ,t9 gQ . <br /> . . : at�is i�oo�oraoed iuto abd sbtA�s daeu�ed w amea�d aad auDWem�e'the M�actPde..Aoa!of Trpst�or Savdt�►4�ced(me"Savrtc9 � � <br /> �". . �at")o[the�e e�e pven ir�We�tthe"�rr�rer'�to ncure B�mwer•a AdDUSabk RateNutr(tse•'Nat")to HOY_€ <br /> � _. -- . ���i E#�ii�'�iEfl�47f tiRMiD�D.3�AA�Ki1=(ti��'�of tLe-s�e date fuad covern�tlse ..- . - _- � � - <br /> , . � - �p�c�My�xsi6edistheSecurily[nsCrummtandioc�tedu: '• • . , . � � - '. - , <br /> � , . � ' 170''i W. Anrta. Grand�Island, Nebr�ska 698t11 � ` . . , , <br /> .` . . . . , � t�ro�a�y�►adm�) � � <br /> . . . . ' E: . . . <br /> _ , • . 7'�b M1e eNedr prhiYer a/�wi�iK el�a�i�.� I�IeteA nle a�l 4��, . � � . <br /> . � , . • /t�trsY.TY�rte�if�il�tit sMnt�Y�r�rus a�ebr�e st a�r o�e ti�e aM� <br /> � . � Y�t�c�Yt�raiAe�rNel�t/q.' , • <br /> �i . , � <br /> � • ,:�IDDC1Yt�iAl.E70VEN/►�F�'S.[n ad�Idost to the corenanis and a�rammts'mzdt in,�e Savrlty Instrummi,�Bon�srer ud�Lmdcr - � <br /> j. � tuet�er co+rai�nt tad�ree a4�iCilv�ws: . , <br /> � - � � . . � .. � r . . <br /> � A. INRalBT MA�E A1�FD�NTHLY lAYMENT CHA11tGE& � � � . � <br /> 7Le Nate pc�aPida ter'�ifriti�t i��test nu ei 9•a5 K.Sactiva'4 ot tbe Note pravida for dun�es in the feterat tue aad t1�� <br /> • � - �uwstN7►D�lme�t�,�fd�brrs:•: . • . , • <br /> ' ' , , �. IN?EREST RATE AND Af011P1'HLY PA�'itilF.NT CHANGFS � , <br /> ;-. . �� �� � . � .. <br /> , The iDterest rate I wlll p�y t�wy chtnEs on the frst day of llugust ,14�.._._..andoa that day evay <br /> � � t��ai.�p mortths thupftef.Bach dataon wt�ch my inhress rate coutd ehanae is calkd a•'CAange D3ta" <br /> . �t � ' ' <br /> � � (i) �7tie lNeu . � • <br /> ' • Bqio�da�w�ith the firat Chan�Date,my Intnest rate wil.'be ba�ed on an InQcx.The"ic�Qra�"is tAe wakly avera�e yidd on Unita!States <br /> ' Trasury ieauitia�dju�ted to a constuu maturiry ot 1 yrar.as maQe availabk by the Fcderal Rarne BouQ:Ttse most reant InQex fi�ure ' <br /> .; avaikbk as ot the d#te 4S Osy3�etore each Chante D�te is caitM the"Currmt Index." . <br /> � If the Index,is no lort�a avaih6le,the Note Hotder wil!shaase a rtew index which is E�sed upon cpmpuabte inlatmation.The Note � . <br /> ' Holder wlll aiye me aotke of this choice.; . . , <br /> ; • <br /> ; (G7 Cde�MIN�N Cb� � • � <br /> , 8efore e�ch Cl�anje Dau,the Note Ho[d�wiil caSculate my tsew interat�ate by adding.Three & ane-half ��� �. ••,;i <br /> ; poinq� 3.5 .,r�A.)to the Cx�rrent indoa and round9ng to the�arest 1 iRth o!l�'i.sabjece to the.fimits stated in Sectian 1(D)betow. � �. <br /> • 14�is roun0ed artwunt�ri0 De my rsew intaese rate un[il the next Change Date. ; : <br /> � The Note Ho{der wiN then de[ermine the wmount oi the monthty paymtnt thae woutd be sufiicient to repay in fuD the prir,cipal l am • <br /> � exyected to orre on�hat Chsnte Date tn substantlaliy equal paymentK by�he mat�ncy Aate ae my new intcrest rate.The rault of this plculation � <br /> " � wiU be tbe rx�r amount of my monthlY payment• - <br /> , (D) Llnii0tMlakrestMtaC,� ' � <br /> • The interest rate I am ra�uired to pay at the firse Change Ua[e will not be grater than _�4•75�F• os las thsn <br /> � .��r 75 �.Therafta,my inteiGSt s�1e witl m;vrr be incrrascd or drrreaxd on any eingte Ch,znge Dtte Qy more than Twt� <br /> ' p�r��'^±from the rate atinterest 1 h�ve hcen�ying fnr�he prcerding tw�ivr manth�.The minimum iric�at nte on this tom wiU never be <br /> � � itsstMR_7•75 _'.'�srWtt�r�aalmumlotera�ratewiilncvaDrgrcatrrrhan.�_14.75 __4'0. <br /> (E) �1tMlre O�le N CM�es ' <br /> � Mynew lntaest rate�ill beconneeffa-a�r on eacAt'han=e tlate.!will p�y the amount ot my new mcenthly payment beginning on the rrst �: <br /> • modthiy paynxnt C�te afte►theChan`s Datc until trie amuunt af m4 m�nthtv paymcnt cAange�afiain. � <br /> (i'/ NNiae W�`�s . . <br /> The Note No13er will mtil or ik�iver tu mt�nu�ice txforo eucb('hrnge Uatr.The r.u�ice wdl advice ma�f: ' ,��. <br /> , (i) the 4ew interat rue on my ttian�.+c�f ihe Chnnge liate: <br /> (ii) tAeansouacofmymonthlypaymcnttollowingthc("hangebace: ' <br /> (ill) any�ddltioru)muter�which the*toiellafder ic reqwred�u d�ulo�e;and <br /> (iv) theaddms atthe usa�tatian yau::auld contact regard►ngany qur�teom ahout�ht ad�u;tment rioflct. , <br /> . . . . ._ _. .__. .. ... ... _ . ... . .. . .. . .... -- -. .. . . . . .. .. _ ... .. . .._. . .. - <br /> � �. C�tARIit�;4It:l1iS <br /> UnitormCd►�eaant4r.gtheSrcurity tnstmment�sur:�endedtorrada.sfollows <br /> 1. C�lMr�;lJeai.&'�'strxet shalf�y a!t taaes,acu�smenty,snd�yther chargec,iinn,and,m�u+5,nnns atir�hutable ta the Fhcspeny whi�#snay <br /> �tW n o priotity avrt this StCUr�ty 1.�.irument.nn0 tenuhuld p�y�i�ent���f qround rents,et an4.��!:�c manncr pror�dtd under paragraph 2 hereai <br /> ar.it nat q►i4 in such mxnntr.by Ek:srower mzking piyrr.tnt,wheo da;.Qirccdy to tht payee t.��:c�f.Liott�wer shall prumpliy/urnish Lendcr <br /> W nutkxs df am�sants sfue under this par�raph,ar�d in thc creat Ekrcrawer shalt mai�e pa}r.:ert d,tc�tiy, boTroxtr ahalf prumptty furntsh to <br /> Ltedet teetipts r.i:r,r:,ng suc�papmentr. �irriwer chafi promptiy dfschatg:yr�y i�en whleN h�s pr,r�r�sy uvcr Ihie 5ecsr►fy insiru�eni; � <br /> • ` however.�ttuwer�`tail ttat be tcyuircd to Cii�chnrgp�xny tu�h I�en tic.lung;�r Fk�trawer. (a)sha11�rcr i�t wr�ting ta tRe.qayment of the <br /> obli�,ttivn securrci by su�A tien in y'.�r:�ann;r ucceptc►ble tv i ender;t►N�halt in Q�a,J tnitiz cu�+.nr 4uch Lrn hp,ar defrnd;t�ain�t enf�rcern:�t of ,.._ :�_--- <br /> cucA tlen in.tegal pro�Yedings�Ai:h�tt�heopiniou c�f!cn.tu uG+cr�t^It���rrticnt tti:cnlur,ets.e��uf thc I�en��r furltiNre uf�he Prupctty ur an} , • <br /> , ptlt thtreof;or tr)s'�r�t u�ure f�om�hr huIdei uf stnti I�tn an t�+:tcenteni m a turm sahslnctvey tv Lereder suhordinat�np su.h licn co[h�� <br /> Socu�tty�nstturtecnt. ' , ' <br /> - - . - Ft�.QI�aCfE�RQIiCi tIi1L RIt OT tiT[j�al[RC'FTitf�FTiy IS ft71sJCC{[G'S ii�i wTitfiY Rlly 811IIit1 8 p1tU�i1y u�CY It�t�Sceuriir insirumcn�, . . <br /> - I.fndt[s�al)give[W�rc►we[a notic�iCenlif�i�tg fucR€iitte. Uu►iaNCS shall:ai�l.r•such I::n ut take un-or murt ot she s�:t�;+nz set tnrth�br��e <br /> � withintenaaysotlhcgivinguFthcn�iicr. , , ' �f <br /> �,7' <br /> � t'. KUTtCE: <br /> Uni[urmCavrnamt4oPthcSccuritylmtrumcnl�9unun�letlt«reedatita!!uw•.: , `� <br /> N <br /> , t1. Notke.Fts�rj+1 tvr atsy nnticr rcc�uircd uttder eppliwh:eYa,v tt�l+C @:.en ir�anuthrs m�wct�r.(aj�nt rc�,!s�c t���ltifl�KCF prt•:idcc3 I��r :n this � <br /> _ 5�lr,�y!Instru�s�tafk:!lbrgitenhkclel:��s����;Ertt+:�e�sltn��ttri►�s�t:;?a-srrta���iir{i't�:�+.Eraitf,��:;,�crts�ictcfresS+*raF:•7ch�tfma:}dre-�: . :e: <br /> as Uuruzwer nw7�design:lle hr nnti,r t��}�nit,r a?�t_*+n�t;C+!I�CtCrti.�n:f!?�i aiey t�:rti_c!o I e:tder.hsi!M�F-��en h;, r�r:s�►,,;�tni�I t��!cs�;icr'� r� <br /> . Ldd/C��StdlYt�hizEini�ttt��uct1UlF4«OpsillCSSlsLtt�:Ietic-�.d:�tftfa!el�,n�t.c,iifli��t'cra�tc�.(+;i�.�;7C�Yrtcire �tn� n,�';icf�rc,:�;tc,4ti+r =;F`.f��- <br /> 4rc�ii�t insuuti�c•r�t sP��116r dc�cmc�f t��hati c t.Ci1 F�q c n 1���{:�ttuu.•.�'�t{t•I��I:t uhi:t�»c��f��t i�r tn�nrt,r t(C-!4t�.t"�}f:r'^.i h ` <br /> � , <br /> ' . <br />