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VA Guaranteed Loan And Assumption Policy Rider <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMP® <br />Wolters Kluwer Financial Services © 1999, 2009 2017081615.3.2.3509J20170417Y <br />1111 .1 11111 <br />20 1705501 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF <br />THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made on August 17, 2017, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed <br />to Secure Debt (herein "Security Instrument") dated of even date herewith, given by the undersigned <br />(herein "Borrower ") to secure Borrower's Note to Wells Fargo Bank, N.A. (herein "Lender ") and <br />covering the Property described in the Security Instrument and located at <br />2104 S Blaine ST, Grand Island, NE 68801 -6900 <br />[Property Address] <br />VA Guaranteed Loan Covenant. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such <br />Title and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties <br />and liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments <br />executed in connection with said indebtedness which are inconsistent with said Title or Regulations, <br />including, but not limited to, the provision for payment of any sum in connection with prepayment <br />of the secured indebtedness and the provision that the Lender may accelerate payment of the secured <br />indebtedness pursuant to Covenant 18 of the Security Instrument, are hereby amended or negated to <br />the extent necessary to conform such instruments to said Title or Regulations. <br />Late Charge. At Lender's option, Borrower will pay a "Late Charge" not exceeding four per centum <br />(4 %) of the overdue payment when paid more than fifteen (15) days after the due date thereof to cover <br />the extra expense involved in handling delinquent payments, but such "Late Charge" shall not be <br />payable out of the proceeds of any sale made to satisfy the indebtedness secured hereby, unless such <br />1212840517214 <br />12/11 <br />Page 1 of 3 <br />