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2017054 <br />PLANNED UNIT DEVELOPMENT RIDER <br />Loan Number: 1214346 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 10th day of August, 2017 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument ") of the same date, given by the undersigned (the <br />"Borrower") to secure Borrower's Note to <br />First National Bank of Omaha <br />A National Banking Association <br />(the "Lender") of the same date and covering the Property described in the Security Instrument and <br />located at: <br />4328 INDIANGRASS RD <br />Grand Island, NE 68803 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with <br />other such parcels and certain common areas and facilities, as described in <br />THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS. <br />(the "Declaration "). The Property is a part of a planned unit development known as <br />Copper Creek Estates <br />[Name of Planned Unit Development] <br />(the "PUD "). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association ") and the uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners Association; <br />and (iii) any by -laws or other rules or regulations of the Owners Association. Borrower shall <br />promptly pay, when due, all dues and assessments imposed pursuant to the Constituent <br />Documents. <br />B. Property Insurance. So long as the Owners Association maintains, with a generally <br />accepted insurance carrier, a "master" or "blanket" policy insuring the Property which is <br />satisfactory to Lender and which provides insurance coverage in the amounts (including deductible <br />levels), for the periods, and against loss by fire, hazards included within the term "extended <br />coverage," and any other hazards, including, but not limited to, earthquakes and floods, for which <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Wolters Kluwer Financial Services Page 1 of 3 <br />VMP ® -7R (0811) <br />I <br />