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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />15533292 <br />(0®6(NE) (9904).02 <br />V ' ► `'� eal) <br />MICHAEL THOMAS - Borrower <br />i( I � � k,' A) Q ) _ (Seal) <br />KELLY TH S - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Page 14 of 15 <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 3199 <br />W 20029 -14 <br />