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201705043 <br />organized and existing under the laws of The United States of America. Lender's address is 10750 <br />McDermott Freeway, San Antonio, TX 78288 -0544. <br />(D) "Trustee" is First American Title Insurance Company, 181 East 5600 South #330, Murray, UT <br />84107. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 28, 2017. The Note states <br />that Borrower owes Lender THREE HUNDRED THREE THOUSAND ONE HUNDRED EIGHTY FIVE <br />AND NO /100 Dollars (U.S. $303,185.00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 01, 2047. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />[ ] Condominium Rider <br />[ ] Planned Unit Development Rider <br />[ ] Graduated Payment Rider <br />[ X ] Other(s) [specify] <br />Assumption Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. If the indebtedness secured hereby is guaranteed or insured under Title <br />38, United States Code, such Title and Regulations issued thereunder and in effect on the date hereof <br />shall govern the rights, duties and liabilities of the parties hereto, and any provisions of this or other <br />instruments executed in connection with said indebtedness which are inconsistent with said Title or <br />Regulations are hereby amended to conform thereto. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments <br />and other charges that are imposed on Borrower or the Property by a condominium association, <br />homeowners association or similar organization. <br />,(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />1111 11 1 1 1111111 1111 <br />* 3 0 0 0 8 6 5 8 3 2 <br />NEBRASKA — Sing e Fami y UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center 0 3773 01/14 <br />Page 2 of 14 <br />111111 111 11 1111 111 <br />