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_ .. _ .. i ADWSTABi.E RATE RIDER V Year Treasury rude= RateCkn) : ' 89- -ifli'�'78 - TOISAWtfs'rAMERATERUMMismadir Jed dayof - April ,cep 69 MW hinMMWatted into ad asap be dtxmed to amend and supplement tht Mortsw, Deed of 'rust. or Security Deed (the " Security . ifmtrument ) of the same'dategiven by the undaskn ed (the "Botrower ") to sa=e Barrows Adjustable Rate Note (the "Note") to HOME ORM "—V-Mg A 1`2W MRM TM— OF OMND la1.M NEBRASKA (the "Lender ") of the same date and coveting the property dsaeribedi tin the Security Imtnsmeat and loafed at: - 7Qta bleast lgtb ,Rziet Grand Island. Re 68801 (Propedyhddress) TYs setae 1081/10011/0 ormbk . a swlgg ran chm M Y sty Last n* w sup ssaul>Y�r. M aIMI . T sin aisle slugs il.Itt Ate tAiattrat tray t11tOW rate can charge at aryl Me trite anal altrrtheaaWmrwasi�emssiat�raaeltiwrt�. ADDITIONAL CGVEN^N7S. In aft to the oos=nu and agreements made fa the Security hnstrument. Borrower raid Len+dar furtheremuant and agree as fogows; A. Q1i'lEUM ILATE ANDIhlO'WMY PA. CTIAI`GrS 7be Note provides for go ittirial interest we af- Section 4 of the Note ptnrides for chaada in the interest rateassd the tttoothly pyments, asittli3iis . . 4. IMERESF P.1!?1S i ", MVAfTMLY PR YMENT C1bL0VGES (A) amwijeftl i t The interact rate f will pay may chatrge onthe Cast day of jhair -919 An . and on that day evesq --tts eltle months thereafter. Each date on whir,•. =,Y interest rate could clump is called a •'Change Date." 13) Tire Index "a ginning with the first Change Date, my interest rate wig be based on an Index. The "Index" is the weekly average yield on V&vdi States Treasury securities adjusted to a constant maturity of I year, as made available by the Federal Reserve Board. 7be most recent. "1*. figure available as of the date 45 days before each Change Date is called the "Current Index." If the Index is no looter r milable, the Note Holder will choose a new index w°in r i�% based upon comparable inferamua L rho Note Holder will live me notice of this choice. (C) cried aisa car Asastes &foreeaci+Cisatrte Date, the Note Hrolderaill calculate my new interest rate by adding thl=s6r i —ette� alf: %)tot* Current lndrx and rots r� l � rounding to the nearest 1 Bob of t%. cA►. subject to the limits stated in Sedlon Q(D) below: Thir ruwided amount will be my my intaw rata until the next Change Date. The Note Holder will then determine the amount of the monthly payment that would be sufficient to repay in fug the principal I am expected to owe on that Change Date in subs =rally equal payments by the maturity date at my new interest rite. The result of this cdcviation will be the new aruotmt of my monthly payment. (D) tieft m latest Rote Cfaagea 11 interest rate 1 am rot tM4 to pay at the rust Change Date will not to treater than 15.0 ai ,x )may than 9i. Thereafter, ray r -.:.fit rate will never be increaser: or decreased on any single Change Eau by more tbL-,, pp -rrpnt 2.0 from the rate of interest 1 hard bwn paying for the praedi;rrg <'sh eve months. The ininimurm rcanterest rate on this icon will never be less than 9.50 and tee maxim. =imierest rate will Bever be greater than 16.50 ql . M Effescthre Dese e(Clarr((ten. My new interest rate wD IMaertu: effective on each Change Date. l will pay the amount of my new monthly payment beginning on the first monthly payment dice after fle Gr► -r44je Date until the amount of my monthly payment changes again. (!) Nodteo('(lam" The Note HoMa w.0 14*1 Or ddf ver to me a notice befcoreeach Change Date. The notice will advise me of- (I) the new intern- rann on my loan as of the Change Date; (ii) the mount of my monthly payment following the Change Date; (ifl) as r additional matters which the Note Holder is required to disclose; and (iv) w address of the association ,ca could contact regarding any questions about the Wiyssunent notice. II. CA.ARGFS; DENS Uniform Covmmt 4 of the Secr'i -f utrument is a.7tended t o am: as follow-r,: 4. ChOrPs; llama. Wr1.70wer shall pay all taxes, assessments, and other charx4 Trees. and impositions arributable to the Property which may attain a pflority ct *oar 1 -his Securitp fisstrument. and leasehold payments of ground resets. if any iii rite manner provided under paragraph 2 hereof or. if not paid in such manner, h5• Smower snaking payment, when due. directly to the piyY.e dimacf. Borrower shall promptly furnish Lender all notices of amounts due tntrder this paragraph, and in the event Borrower shall make payment directly. Borrower shall promptly famish to Lender receipts arr(rfatfcing such payments. Borrower stall promptly ditraft &e any lien which has pr.vnty ova this Swufky Itutrumat ; however. Borr mw iball not be required to disatarge any such lien so Icng as Borrower: (a) shall agree in writing to the payment of the obligation secured by such lien in the manner acceptable to lender; (b) shall in good faith contest such Gen by, or defend against enforcement of such lien in, lefal proceedinfp which in the opinion of Lender opens c to prevent the enforcement of the ben or forfeiture of the Property or any pm thereof; or (c) shall secure from the holder of such lien an agreement in a form satisfactory to Lender subordinating such lien to this Security Instrument. If Lender determines that alt or any part of the Property is subject to a Gen which may attain a priority over this Security insntument, fi !r shall give Borrower a notice identifying such lien. Borrower shall satisfy such liens or take one or more of the actions set or, at%mvr Within tea rvcys 07 the giving of the notice. LC. NOTICE Uniform Covenant 14 of the Security Instrument is arnended to read as follows: 14. %Oder. Etcept for any notice required under applicable taw to be given in another manner. (a) any notice to Berrowet provided for in this Security lnsltumcni shall be given by delivering n of by rnailins it by first class mail to 801rdwtr at the Property Address of ai such wher e:ldre,> as Burrower may designate by notice to I.endcr as prrn-rdtd herein. and (b) any notice to tender shall be given by first cuss mail to 1 rndes'. address stated uthtt addre3sat tender may deritgnale by- nntim to Wirowcr a provided herein. Arse natn.e rruti rdnl 4tiilrrty tttstrurncnt shag be deemed to stave t Ben gran to Borrrinrer tit i_crrder WYutn yrcerr :rr tfrr manner ifnignared herein i _dGr: is s� 1