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"' _ _ " _ ' . .' t - . <br /> �� `� `� . � � � . � L _ �(( ` � <br /> � A }. ; � � � ItDQiT10NAi.TEl�1118 ��� �.����v •.�� :,, <br /> � � , �AYMENCANDACCAUAI.OF'R'i�B E7NANCfi EHAR�E:Er•rn thaugR 1 Jo twi�ave to�ay motc ttTan the�gular scheduted manthiy paymeal,t have lhe rig e' <br /> � to pepey the whok anaunt avmfg tn youSn fiill at�ny[ime a in pitt from tuar w timt.If ti�e tend�ng instimGon thae�uys my cuntr.�ct compuus the finac�cr d�aige y, <br /> , 1 taow finince ctu�ig�wiq 6e kss if!makt zn sutypayment.and it w�A 6e higherif 1 p�}lur;l also reco �ze that any tttctssary ad�usiAUat to my total finance <br /> charge be ';�ip�d►n�}r fulal bili:[atso�w t�t the�i5 S�UWp O!llhC CCYtISC dc[or tae Finance 6arge,Tatal of Psy-mcnt�,and the Tatal Sale Pria nne : - <br /> � estiautcs���i�N�tfeiC�is�iunpion dfat on wetl�ecei�e exp of the�r'ments e�ctly on isi�due:ar.d!know that there wilt 4x oo refund if[prepay because[he�is � <br /> t�thh�to teWnd if t am ct�uged on u�ily basie. IP the tending'snsututina Qpes put compute the Fuiance chsrge dxi(y,and if I prrpay ihe whole amounr,yau wil8tcfund <br /> to m:t7K uatu�9�oa olthe fitt�nce ch�►ge(inurest)by the accaunting prtuedore iuiown as 1he acNarial rtxthad:and theamamt af my cebate wiA be figured oo the <br /> � ,. sehednied d�ies' a�w�mtc ofmy itianthly payment cuxl rpat an the actual dues and amounts of the p�epaymcnts ttiat 1 pay tu}nu.l knnw ihai a rrfund of!cu than Et_00 ` <br /> wilt bot be�d�e.t wag eaIuntariJY pRpay thr�t!o►ve you.ir►€�I!or ia part:nt.any time.(f 1 make u Q:utial prePaymrnt.!mnu centinue to m�tca my rcgniar <br /> �lYmlaL!tttltll 1 biYG Qtld alI#@!MtelS OW�d. , <br /> �. MA�ITAl�lT�'I�II'iE .{� `$E�.i��RH���Y�II.�'i�8�1CL1flfAi#�/�I�fii"��7IPRES��i�A�1l��, . - <br /> � E�F MERCHANTA81LtflY ANQ PRNESS FOR/t P�RiiTiCU�R PU�POSE ON AL�1.Qt10DS AND S EiVICEB UNi.ESS SE�.LER <br /> FUNNI�I�E89UYERVWITI!A SEP�RATE WRiTTEN LIMRED WAR�NTYOR SER C�NTRAC'TYADE BYSELLER QN RS � <br /> . O�Wt�I!!L'•HAL�roj 1 nare Raa.in aenit.the�ep..arc"f�I►ltrL�wARxwr�Ptlr"wnich acca p�ni contract.te tapr�i„s the conamo�s�r.d cir�rm�utanns in <br /> � w�6ic�d�e�6etidp��wil�be�a tspixtd !t�Ice tx�re of the lirqitafians ort�tbe � ey.and i�pa�coIas{y•recognue dtat any tmp��w�nanty , <br /> RfiiCh�ppiies b die joods�es onl�;as lt�ag as the a•HURy or sc ' coattact.(c�I•hnb iead.•inAe �.�he e"�QI�11'i�D iNSTiRLlsATION WIURRAN7Y"wAicb. <br /> d m�de,aecompoies t6is contract.It exptains the oanditions and a tmxxs in which the' ' ' of sidin ,SiAZI( aecrssories.�d gatters wi13 be redaie.l ' <br /> fR G <br /> _ t�ia�pcnice of d�e limit�tioe�oe the wamnty,aad i p�[ticutaiy ,�thu an}r impfied w ry v, appiit�fo insta latidn lasc,aniy as Eneg�tbe wamnry ar . <br /> . ' se.svioe od�Otsct. ' <br /> LMIEt�M�NR:M�s�it�t axM�irt spir�l�K 21u i M t"�I�b er tl�h�d tu�s reier tw u�rai TI�r LlrftE! ' <br /> �!Y�M 1t�1 b M it ti�Uw�Clatr7et�att�siA �i��s nNt tlt��tt�ry swB 1�iK lin ef�il oUer ridk�r r�tA'its, . <br /> �I iNr-Ut N�r,�01r�it1M b shN t�r. . � <br /> • !LL W�iC1Y1E���MMtlCif AtE NQ(�EED �II.IIOtSTUfE FOArADON.OR FROSL PAU�UCiS A9E NflT 6111g1NiEfD AGAtNSi <br /> . c�iw�wE n�c�wnc c�mo�s. . - , <br /> wra.�t�sawuh Mu�ur uwt�o w�a�sEr�w`l�rnurra nanturait�rt�nr�so�ar to tw��ctu�c�ucrs o� <br /> ��cMrMan��rn��r.a�r� iais�o�ur�e�o��ana nr c�rrrtw n�s suE.��c��s <br /> . ° �t r�uwta�w�nwnrMO t�Fo�a�c �c�a co�ia+�tior�o�ot�nr�o sro�o. , <br /> F�r,.�rx,�ct�r .x�a �o�w�uum o� IWIO OA II�NRE NitAn.0E1IER.a�ss a�i�o.rim���cr�a <br /> tllE EAE1iT.S�rINCS i COYlO�� IISE�1ylEE 1RQd1ICT(S1. I a�i�qM t faf�tl�1=1�uMitw�s Iy�MMt r�i nwret�t <br /> � httKS,i�t 1 M i�, lrt M1 Ii�itN b,tM .�t f t y�M�nli h�1 i�tnirn in�Iro�t.tfN pftic�tsr sit��/st�k �f�Mm.tla t�N�f�w li t��i . <br /> �a�strretl�[d�ry Inn.�f Iutic�f st�te,d��ot o�t�ia�I�e:O�opr�itorin�af Mer�dtf���sittin�,c��tie c�lit(��/I�atl� <br /> �t�M�M,�1 nr�ttMf l��f fMrp ct�swiN i�r Muti�aM�it cMlittMi�ryrNses. ' ��,, <br /> �� �t.� <br /> SPF,CIAl.OADER 600DS:1 kn�u that!oas ha�e measurcd my hnuce artd it,oQening•;c{�rhat you can r.-.:�c::the QmAu:ts;:iF!:^};.a.ti.°�...'..0 hnuse and that the gor�dc <br /> � a6ty wil!nM fit any attxt hauses.so[4ncsw that I cannnt cana!this contr.tct ae any ume after the per:aE.�F time g:�er.r.�:rr� L��which tn cam:el.After that <br /> gal period of c�me,i fu�aw that I have the nblig�tinn to pay yau in full the amaunt nwed ''�"' r� <br /> P.�MIHENCEMENT OY THE i7NANGE CHARGE:The finance cfiarge 1 mtemsq is e�r.�sred to titan within 3U da}s,,�•:Se Aate c,f tbic c�n t,i�xcept in the event <br /> 9EiM1 <br /> you«ompkte the instaltation of th�gond+and+crv�ccs nn anotMr date,thcn the finance tharge�:ntcn:�q wdi hegm to run on the date that! �t th C tdpletian CcAificate. <br /> 7fle ncnounl af Finatlee charge(:nterest►m3y 6e more nt le+s Il�an Ihe�amount di;ciosed depend�ng on the a�nuunts 1 pay you and mv t::�ltne!,1 m makin �ments. <br /> O�L1GA7'IfltS PER'iA1NtNG TO Pit+4F-F�RTY IfiSURhNICF�tW:IiYBEAi.F:S'�'hTis: i 1 pmmisc t�kccp my 6nusc�n go�xi q€'pir�� � insun:d fos at � <br /> �least 80�k o4.�s..mc�+,luemenl value tsy fsu}:s:�a fire anA ettended carcr�ge�r.�:,..F.�;e pnhcy"(he m�n�anc��.-spany mutit be appmseC . �•a�1, 0� :cy muct Uave <br /> a benefcciary;.?ati.^ye whicb Says fhat you�4,he paiQ�f tAere+ti a h�sti."Tfie�.::.�..ir�ce ecmtip�ny mu gn�:ha[�t w►II no�cartcet my i�tiy'�wi t �rs telling�au. I <br /> auttiori�c the ir.si:tance eompany to pay you directfy far eny lo��.You can chan;r t��u,e rhiti�nti ce p�yment tu euher�ay any amnuatc 1 c►u•e you nr to �r my <br /> Q�[sase.1 h�ve the optic►n of praciding pmperiy insusance thcough an�x�u�ng pnli.y�u thruugh;►�pnlicy�ndependenfly����rJ and paid me :.1 Iso ce that � <br /> 1 will ant altow anyone else toplact any I�ena un my reai ntbtc w�tninu your wnttcn pertniyePun 3. 1 pn,mrse tu p�y alt tat•:+.a�tiCSN:itr�ot r cj�ergew n my rrd� <br /> estate whtn due.4.!pmmise tn nmeJy matce atl paymeeuw on my pnoi tpanc necured h y reat niscr 1 ahn pr��m�se that F uilt nnt cntep renc ��r Q�� n�r 1��4 <br /> witlaut your wn�pertnissian.5.I[1 Qo not insurr my huuse ar i�ulfill A'�y c:her nb st�on�tr.my real c�wTC.thenyc�u�an d:�u fiu me�f���u aa �tb6yo`u�i Yi�avc <br /> u�).If ycx►Qu Q�my of tt�ese obli�auons for me. I ag;ee tre p�y yuu hscl on A rtd pluti mtcrect a1 th-'.,��!sx�t Is«ful runtc�ct ratc��f murcct. L'nu!1 pay yuu b.uk. ' <br /> these amcwnts un116e added tn my deM tn y�w wfiich�4�ecur�d Ay my ral t e and huu;e.[knnu ihat:;..0:la-ide tn huy insurance fnr me that ynu da nnt hatir,tn _ <br /> � , obtain aey homeowner c�s li�bilrcy insuranc;e. . <br /> M01�TGAGfi:!lletC6y g'aa'._�a�p,a�n,scll.cotivey aztd monsa�r Ur�U.as htqrtge�ce. _T5�^af estate and h��au l�watcC .�my"Address"drsignated nn the othrr S�dc ` <br /> of this caaaatt as acuruy f�x alt amnunn Que to you under thic Iry�etiltnun�5;,ten Con�ra:� , .. ;�. <br /> OUE O3V 5ALE:If 1 seil,lease or givt my houte�c►nnyune hefr�ll h:iLe tu(!.�.;;;:1 afJ 1 owe�ander iA„c��r.��.t,y�na ean Ae�l,ire all�h�t 1 oue urtJer thn cr�cec9 p�yaDle � '� <br /> at�nce xrd I a�.rc w immWiaulY[��Y Y'"u t!ut am�un�. ,: <br /> DEyAULT:i are�he in def�ul�undei ih�c cnnrra.t�f•1 1 p6n�make a.payr�iM•r when�1�e,nr 2 I hreak a:.,c��roce I madr u�ynu in th�,:.�nrrae�.��r J S.�mething etu <br /> ��pp�ns whieh causes ytw to bc!:e�•e io grxxf faith th�t I,di�n��i intend tu p.�y�ou ati pn�rn�<rcl�t�r d 1 dr(autt��n rny ohh�auur„}��r uhu h 1�r.-�u��ttg my hc�^..e e�atil(aterat. <br /> ac'S.Something h�ppea�tn tt^:t�nuse wh(ch thmat n's y�iur nght.,if any.�n rt " <br /> �Y,ECI'InN Q067'S:If 1 am in dcfautt of t c<mtracl and y��u demand futl p:�ymcnt,t undrr.tar.d tfi�t y�.0 he�e th;;r.:ri[��foRCi�nc tfic mnrtgagc I ha�c grticn tr� <br /> �c+r andYO have my house sold t�repay en}u uni�1 uµe yuu Hefnct iny huu�c r.+uld.���u wdl du all th��ihe Iew reyu�rc, 1 underl�anJ.ih:�t�f uu Aim an attomey <br />, . ioassistyaviaL'ieenforcemcmofy«urnghti.inrludmglhew)rofmyhnu�e��rala«cu�r.f:�grcca�pry� ;:���rrc;nnniMlca�h�rney.'fee�andintm�hcrrclatedr.�ptnsc� : <br /> � 'euch av coun a;:t�.htle searchec and moriey yrn�CtpenOcd tn pn,tcct my hc�n�c.��f you ure altouc�I�n:::'.,e�t cu�h amnual+Ay lau � <br /> 077IF.It RI�'if�1S:Yrw ean ch,r�ce n��t to enfoRe am�d the ny,h►.u��nrr m.�,:�ntra�t ati�.fren o•y,+u wa:z u nh��u�1�«mg�hrm (h.}<�+,:en dcley rntnrc�ng any ot the . . <br /> riYAtv with�wt losing them.1`ss can alu�usc nny ngtits nuw ar�n�hc futun f;��cn tu y��u'�►�aw <br /> DELAYS:1 i�nuw Ihat you Ni:!•��c y��ut hecl c((ortti(u inNall thc pnKlwtv 1 aiu punhaving c n nay h��uK.hu�1 alsn undcr�t,r.Jtha1 in E�m�c��tu.iuvr..� c ,r.ay rncuuntrr <br /> aelxys that are causeA tsy sm.:•:.weather c«ndmnnc,drlayt ynu 6ave in nbtam�ng macenal:.�n(nr�Hhrr n Za�rt���at are re:y��n.!y�.ur�r•r,tn�! I u :•v l:r�rd ynu I�aDlr ' -- <br /> fcK such det�y�. , <br /> RF'.QLIFST F(1R i17.1.PAY!►1F.ti'T:lf I an��n drl�ult einJrr�hi..�mtr,i,1 •.� ..- �n di�I,*rr;,I{th.�r!�•.. �!��ih�.,„nh:�:�(+:��,�hti�.r ,.. I�rr��•n���.�t y.���nv:u••.r <br /> nn that amcsunt at Ihc maaunum�ontra�tu.11 TJt.JII{�NCII I7}I.i0.UGIII'hc,ur.n.nt t�,µ:}a���,�a�.: f.�;...+."�.n �hnt<<�u..,n(��rc��l,,.r �r.�• •,.rt�:e4r 1 h�.:'�i'14C(f t�;. ,. <br /> ARaI'1'RA770N:Lf 1 ha�•c a di�putc ot:la�m wnh ynu�nn.ettung�hc�uanuty.yu:�luy�,r�xrt��rmancc '`:,r`mdu•.tti.�undrrytau4�net ruy Ji�putc m�� !r.uhn,iicc� <br /> tu nnd seqkd rKCOtdtrtg tu.!x:�ed�aUan•afiitratien�irFram Iha�mey h:��c il:�rlr,�ka1 m m}���rnmur�i�� 1 el.��{�m,.t aM.i1 a:^•dcc nu,�s�nadr hy an asbi�r.r� r�:i anut:.�r <br /> entead in tlse awn havmg;ti:s�ictiun o�cr me anJ yuu. <br /> SAUVAGF.VAI.UF;:1(trx�w Ih;rt the winQnwti,w�xduerxk.��dmE;,.ruc k an�l��iher met�u.�l�thet h:�ce n�he rr•c:���rJ r:�. . :,,n�r l�i.in,telL�tum heti�N��al�age�,�::,r <br /> Whn y8u rema�•e them:}�uu cus havc thcm fot whate�cr purpurr yoy wanr . . . . . . . . . <br /> S�CLl1�.SIT[JA?IONS:Due ta tt1C muqueneac��f cnmr of�h�pmdits)c tr��t r��u tcll.1 urdca�tanJ th;ti :ti,�r�iet ci::�ati�•rt�y��ur KeR.�,r�!IHfrte rnay ha:e t�.tec.c.w <br /> 9!!d ficCtCft(his CUIIIJ3ct. 1 aku Ur.dCMtartd that lh�g�alc c��ulied�n my hnlCC anJ Ihat yuu rrkl 1�p�y nui h���hs�aU th:.��trt':t�n(n[i�eatir�n+m�w�rt;int u�tli�r tranc:ictt��n <br /> � at uur Cingentps:1 give y�u my conscnt to;ottcct any��h��ou.c�r��r�iha�ma� ho�c�K�uttuY�tihtn IhC hlaliMr nT lhi��,�rra�i µrre�r�mpfcted <br /> I�VAI.�I1PRaV1SION5:Ueny pn�v�siun of th��contr�au��nla�e9�trr law and�ti ui::nt��rcc�t�lc.thr rc•t uf IhC c�mtts.t�+,.� tq�.thd 'lf any pen��f�hiF..�r;tta�t fiqlllf2� <br /> paynxnt of nxxe interest lhan the law perm�t�.thcn y��u will unly h�tie the neht u+cnl�c.�ir��r«nre Ihc am��uN�.d intcre,t uh<<h�h: law alha►+yuu��.�Rdle.t <br /> CYISIPLE'1'�NES511Y'1'HIS Cl1;►i'1'pAl"fC TII��U�fl!!�!�Alt��IIIY PC�IIdIIYCO�I IsdTl ti1�lF dtl�)( .+;;rcc m r+ntm�; <br /> �� <br /> ANY NOLa�R OF THlS CANSUMER CAEDlT COt�t�'AACT IS SUBJECT TA AI.L CRAIMS ANQ DEFENSES WNlCk 4NE <br /> DE9TOR COULO ASSEi�T AtiAINST TNE SELLEti Of CsO00S OR BERVICES 08TAINEO PUFISUANT HERETO �R WITH <br /> . TNE PROCEEC�S HER�OF. AECOVEpY HEpF,UHOER 8Y tHE OEBrOR 3NALt NOT EXCEED AMOUNTS PAID BY TNE <br /> DEdTOR NEREUNDER. ,� " � ' " �,-�- <br /> 11iSU�tAAil'M:(AK('El.I.A7It1�:11!hn�c rtyue:t�ti.l�fww��ie w tG�.��UILR.ttiC. 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