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200106922 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />/4"'6d 1 2�O (Seal) <br />RANDALL L KENDALL - Borrower <br />_r w-��(Seal) <br />PAMELA J KEND - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(0®6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />